Privacy policy

We respect your privacy and are committed to protecting it through
our compliance with this privacy policy (“Policy”). This Policy describes the
types of information we may collect from you or that you may provide (“Personal
Information”) on the investama.co website (“Website” or “Service”) and any of
its related products and services (collectively, “Services”), and our practices
for collecting, using, maintaining, protecting, and disclosing that Personal
Information. It also describes the choices available to you regarding our use
of your Personal Information and how you can access and update it.

This Policy is a legally binding agreement between you (“User”,
“you” or “your”) and this Website operator (“Operator”, “we”, “us” or “our”).
If you are entering into this agreement on behalf of a business or other legal
entity, you represent that you have the authority to bind such entity to this
agreement, in which case the terms “User”, “you” or “your” shall refer to such
entity. If you do not have such authority, or if you do not agree with the
terms of this agreement, you must not accept this agreement and may not access
and use the Website and Services. By accessing and using the Website and
Services, you acknowledge that you have read, understood, and agree to be bound
by the terms of this Policy. This Policy does not apply to the practices of
companies that we do not own or control, or to individuals that we do not
employ or manage. 

Collection of personal information

You can access and use the Website and Services without telling us
who you are or revealing any information by which someone could identify you as
a specific, identifiable individual. If, however, you wish to use some of the
features offered on the Website, you may be asked to provide certain Personal
Information (for example, your name and e-mail address).

We receive and store any information you knowingly provide to us
when you create an account,  or fill any
forms on the Website. When required, this information may include the following:

– Account
details (such as user name, unique user ID, password, etc)

– Contact
information (such as email address, phone number, etc)

– Basic personal
information (such as name, country of residence, etc)

– Geolocation
data of your device (such as latitude and longitude)

– Information
about other individuals (such as your family members, friends, etc)

– Any other
materials you willingly submit to us (such as articles, images, feedback, etc)

Some of the information we collect is directly from you via the
Website and Services. However, we may also collect Personal Information about
you from other sources such as public databases and our joint marketing
partners.

You can choose not to provide us with your Personal Information, but
then you may not be able to take advantage of some of the features on the
Website. Users who are uncertain about what information is mandatory are
welcome to contact us.

Privacy of
children

We do not knowingly collect any Personal Information from children
under the age of 18. If you are under the age of 18, please do not submit any
Personal Information through the Website and Services. If you have reason to
believe that a child under the age of 18 has provided Personal Information to
us through the Website and Services, please contact us to request that we
delete that child’s Personal Information from our Services.

We encourage parents and legal guardians to monitor their children’s
Internet usage and to help enforce this Policy by instructing their children
never to provide Personal Information through the Website and Services without
their permission. We also ask that all parents and legal guardians overseeing
the care of children take the necessary precautions to ensure that their
children are instructed to never give out Personal Information when online
without their permission.

 

Use and
processing of collected information

We act as a data controller and a data processor when handling
Personal Information, unless we have entered into a data processing agreement
with you in which case you would be the data controller and we would be the
data processor.

 Our role may also differ
depending on the specific situation involving Personal Information. We act in
the capacity of a data controller when we ask you to submit your Personal
Information that is necessary to ensure your access and use of the Website and
Services. In such instances, we are a data controller because we determine the
purposes and means of the processing of Personal Information.

We act in the capacity of a data processor in situations when you
submit Personal Information through the Website and Services. We do not own,
control, or make decisions about the submitted Personal Information, and such
Personal Information is processed only in accordance with your instructions. In
such instances, the User providing Personal Information acts as a data
controller.

In order to make the Website and Services available to you, or to
meet a legal obligation, we may need to collect and use certain Personal
Information. If you do not provide the information that we request, we may not
be able to provide you with the requested products or services. Any of the
information we collect from you may be used for the following purposes:

– Create and
manage user accounts

– Send
administrative information

– Send product
and service updates

– Respond to
inquiries and offer support

– Request user
feedback

– Improve user
experience

– Enforce terms
and conditions and policies

– Protect from
abuse and malicious users

– Respond to
legal requests and prevent harm

– Run and
operate the Website and Services

Processing your Personal Information depends on how you interact
with the Website and Services, where you are located in the world and if one of
the following applies: (i) you have given your consent for one or more specific
purposes; (ii) provision of information is necessary for the performance of an
agreement with you and/or for any pre-contractual obligations thereof; (iii)
processing is necessary for compliance with a legal obligation to which you are
subject; (iv) processing is related to a task that is carried out in the public
interest or in the exercise of official authority vested in us; (v) processing
is necessary for the purposes of the legitimate interests pursued by us or by a
third party.

 Note that under some
legislations we may be allowed to process information until you object to such
processing by opting out, without having to rely on consent or any other of the
legal bases. In any case, we will be happy to clarify the specific legal basis
that applies to the processing, and in particular whether the provision of
Personal Information is a statutory or contractual requirement, or a
requirement necessary to enter into a contract.

Managing information

You are able to delete certain Personal Information we have about you. The Personal Information you can delete may change as the Website and Services change. When you delete Personal Information, however, we may maintain a copy of the unrevised Personal Information in our records for the duration necessary to comply with our obligations to our affiliates and partners, and for the purposes described below. If you would like to delete your Personal Information or permanently delete your account, you can do so on the settings page of your account on the Website.

Disclosure of information

                Depending on the requested Services or as necessary to complete any transaction or provide any Service you have requested, we may share your information with our affiliates, contracted companies, and service providers (collectively, “Service Providers”) we rely upon to assist in the operation of the Website and Services available to you and whose privacy policies are consistent with ours or who agree to abide by our policies with respect to Personal Information. We will not share any personally identifiable information with third parties and will not share any information with unaffiliated third parties.

Service Providers are not authorized to use or disclose your information except as necessary to perform services on our behalf or comply with legal requirements. Service Providers are given the information they need only in order to perform their designated functions, and we do not authorize them to use or disclose any of the provided information for their own marketing or other purposes.

Retention of
information

We will retain and use your Personal Information for the period necessary to comply with our legal obligations, to enforce our agreements, resolve disputes, and unless a longer retention period is required or permitted by law.

We may use any aggregated data derived from or incorporating your Personal Information after you update or delete it, but not in a manner that would identify you personally. Once the retention period expires, Personal Information shall be deleted. Therefore, the right to access, the right to erasure, the right to rectification, and the right to data portability cannot be enforced after the expiration of the retention period.

Data
analytics

Our Website and Services may use third-party analytics tools that use cookies, web beacons, or other similar information-gathering technologies to collect standard internet activity and usage information. The information gathered is used to compile statistical reports on User activity such as how often Users visit our Website and Services, what pages they visit and for how long, etc. We use the information obtained from these analytics tools to monitor the performance and improve our Website and Services.

Do Not Track
signals

Some browsers incorporate a Do Not Track feature that signals to websites you visit that you do not want to have your online activity tracked. Tracking is not the same as using or collecting information in connection with a website. For these purposes, tracking refers to collecting personally identifiable information from consumers who use or visit a website or online service as they move across different websites over time. How browsers communicate the Do Not Track signal is not yet uniform. As a result, the Website and Services are not yet set up to interpret or respond to Do Not Track signals communicated by your browser. Even so, as described in more detail throughout this Policy, we limit our use and collection of your Personal Information.

Email marketing

We offer electronic newsletters to which you may voluntarily subscribe at any time. We are committed to keeping your e-mail address confidential and will not disclose your email address to any third parties except as allowed in the information use and processing section. We will maintain the information sent via e-mail in accordance with applicable laws and regulations.

In compliance with the CAN-SPAM Act, all e-mails sent from us will clearly state who the e-mail is from and provide clear information on how to contact the sender. You may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails or by contacting us. However, you will continue to receive essential transactional emails.

Links to
other resources

The Website and Services contain links to other resources that are not owned or controlled by us. Please be aware that we are not responsible for the privacy practices of such other resources or third parties. We encourage you to be aware when you leave the Website and Services and to read the privacy statements of each and every resource that may collect Personal Information.

Information
security

No data transmission over the Internet or wireless network can be guaranteed. Therefore, while we strive to protect your Personal Information, you acknowledge that (i) there are security and privacy limitations of the Internet which are beyond our control; (ii) the security, integrity, and privacy of any and all information and data exchanged between you and the Website and Services cannot be guaranteed; and (iii) any such information and data may be viewed or tampered with in transit by a third party, despite best efforts.

As the security of Personal Information depends in part on the security of the device you use to communicate with us and the security you use to protect your credentials, please take appropriate measures to protect this information.

Data breach

In the event we become aware that the security of the Website and Services has been compromised or Users’ Personal Information has been disclosed to unrelated third parties as a result of external activity, including, but not limited to, security attacks or fraud, we reserve the right to take reasonably appropriate measures, including, but not limited to, investigation and reporting, as well as notification to and cooperation with law enforcement authorities. In the event of a data breach, we will make reasonable efforts to notify affected individuals if we believe that there is a reasonable risk of harm to the User as a result of the breach or if notice is otherwise required by law. When we do, we will send you an email.

Changes and
amendments

We reserve the right to modify this Policy or its terms related to the Website and Services at any time at our discretion. When we do, we will post a notification on the main page of the Website. We may also provide notice to you in other ways at our discretion, such as through the contact information you have provided.

An updated version of this Policy will be effective immediately upon the posting of the revised Policy unless otherwise specified. Your continued use of the Website and Services after the effective date of the revised Policy (or such other act specified at that time) will constitute your consent to those changes. However, we will not, without your consent, use your Personal Information in a manner materially different than what was stated at the time your Personal Information was collected.

Acceptance of
this policy

You acknowledge that you have read this Policy and agree to all its terms and conditions. By accessing and using the Website and Services and submitting your information you agree to be bound by this Policy. If you do not agree to abide by the terms of this Policy, you are not authorized to access or use the Website and Services.

Contacting us

If you have any questions, concerns, or complaints regarding this Policy, the information we hold about you, or if you wish to exercise your rights, we encourage you to contact us using the details below:

investama712@gmail.com

We will attempt to resolve complaints and disputes and make every reasonable effort to honor your wish to exercise your rights as quickly as possible and in any event, within the timescales provided by applicable data protection laws.

This document was last updated on September 15, 2021